Cheap installment loan immediately and without paperwork
Loan usually involves a lot of paperwork, inquiries, and evidence of income, existing loans, etc. However, in the digital age, this has changed and the amount of time it takes to borrow is much smaller than it used to.
So there are now many providers, where it is enough to upload his salary statement. And the identity check can be done within minutes using a video-ident method. However, it can be even easier and faster, as the provider proves. Here one only has to confirm that the provider can get the necessary information himself.
Everything runs completely digitally and the loan application comes without paperwork.
It works in 5 easy steps and can be done in 7 minutes:
1. First, credit amount and term must be set. The sum at loan providers is between 1,000 and 50,000 euros and the repayment period is between 12 and 84 months.
2. The credit check is carried out at the installment credit of through the account immediate check. Instead of providing evidence and completing forms, the lender is granted one-time access to their own existing salary account, so that the credit default risk can be estimated. Further supporting documents or proofs are not necessary.
3. If the credit check is positive, the loan agreement offer of will be sent to the customer by e-mail.
4. In order to identify the customer, the Video Ident method is now used. This also happens in a few minutes. Thereafter, the loan agreement offer can be signed by the customer with an electronic signature and will be sent to .
5. Subsequently, with good creditworthiness and successful identification, the agreed loan amount will generally be transferred by to the account specified by the customer within a maximum of two working days.
Example of cheap installment credit with loan providers:
• Net loan amount: 5,000 €
• Debit interest rate: 3.44% pa fixed for the entire term
• Annual percentage rate: 3.49%
• Contract period: 24 months
• Total amount: € 5,180.88
• Included commission for loan providers: € 27.13
• 24 monthly installments each: € 215.87, last installment € 215.87
Our loan providers experiences
The process of applying for a loan from is quite simple, according to our experience at loan providers. First of all, as mentioned above, the access data for the checking account is requested in order to ensure a quick check.
Then, as with any other loan, personal information must be entered. When this is done, you get the credit agreement sent by mail and can look through it again. Finally follows the identification procedure that can be done via smartphone but also directly on the computer.
Requirements for the conclusion of a rate loan of brokered by loan providers
Employees, workers, civil servants and pensioners can all receive the installment loan if they meet the following requirements: They must be over 18 years of age, have a permanent residence in Germany and have a regular income. In addition, each applicant must be able to demonstrate a positive credit rating and identify themselves before entering into a credit agreement.
loan providers has developed a simple process so that potential credit customers can quickly receive a favorable installment loan from . It may seem daunting at first glance to give temporary access to its own account, but no data is stored. The exam is handled with great care and you have nothing to fear in this process.